Evolving Wealth Part 3: Gen X, Risk Averse but Quick to Adapt

“If you want something done right, do it yourself” – (Unofficial motto of Gen X)

Gen X is the somewhat enigmatic generation group wedged between Baby Boomers and Millennials. Born from 1965 – 1980, they’re currently between 45 and 60 years old.

What’s in a name?

The term ‘Generation X’ was first used in a book of the same name, published in 1965 […]

2025-01-23T09:27:54+00:00January 23rd, 2025|Uncategorized|0 Comments

Unlocking the Retirement Future: The Pros and Cons of Life Rights Properties

Risk comes from not knowing what you are doing.” (Warren Buffett)

Choosing a retirement property involves considering location, cost, amenities, and healthcare services. Often, retirees prefer not to deal with the hassle of property maintenance and opt to stay in a property maintained by someone else. This also provides a sense of community.

Life Rights properties can achieve these objectives – but […]

2025-01-22T06:18:34+00:00January 22nd, 2025|Uncategorized|0 Comments

Why Email is Destroying Your Business (And How to Stop it)

“There’s life and death in every email.” (Bill Gates)

Over the past 25 years, email has become synonymous with office life: a recent study found that the average worker sends between 9,000 and 15,000 emails a year. All of this is happening despite email being fundamentally flawed in multiple ways that choke businesses and, in some cases, even kill them off. […]

2025-01-16T07:23:41+00:00January 16th, 2025|Uncategorized|0 Comments

Market Update: Expect the Unexpected in 2025 – And Plan for it

2024’s rally sets a high bar to beat

The S&P 500 last year experienced its best two-year stretch since 1998, surging 23% in 2024 alone and breaking above 6,000 points. However, momentum slowed considerably in the final quarter as Trump’s election victory and a more hawkish interest rate outlook introduced new uncertainties to the world stage. SA’s stock market performance was […]

2025-01-06T12:57:48+00:00January 6th, 2025|Uncategorized|0 Comments

Can You Afford to Work Overseas? How Double Taxation Agreements Work

“The hardest thing in the world to understand is the income tax.” (Albert Einstein)

With an increasing amount of business being conducted online, it’s perfectly possible to live in one country and earn an income in another. If you are conducting services for global corporations and earning foreign income in another country, you could get caught up in a world of […]

2025-01-06T08:11:15+00:00January 6th, 2025|Uncategorized|0 Comments

Evolving Wealth Part 2: Millennials, a Fresh Take on Values, Habits, and Aspirations

Life is what happens to you while you’re busy making other plans” (John Lennon)

Millennials comprise 25 to 35% of SA’s population, representing various interests, backgrounds, and lifestyles. It’s also helpful to distinguish between older Millennials and younger ones. The older cohort grew up with PCs and video games, while the younger Millennials were raised on smartphones and apps.

Inside your Millennial […]

2024-12-11T11:19:21+00:00December 11th, 2024|Uncategorized|0 Comments

When Investing, Focus on What You Can Control

“Some things are up to us and some things are not up to us.” (Epictetus)

Investing can often feel hard. The keys to success may seem daunting.

Is your fund manager making the right decisions? Is the market going up or down? Is the rand strong or weak? These things often play on our thoughts and cause us to worry about our […]

2024-12-06T10:36:30+00:00December 6th, 2024|Uncategorized|0 Comments

Burgernomics: Decoding Currency Values with the Big Mac Index

“The secret of Big Macs is that they’re not very good, but every one is not very good in exactly the same way.” (Joel Spolsky)

The concept is straightforward: in theory, the same things should cost the same globally. The Big Mac is a great product to compare because it’s sold in over 100 countries and is nearly identical worldwide. When […]

2024-12-04T08:01:54+00:00December 4th, 2024|Uncategorized|0 Comments

Gift or Loan? A Cautionary Tale for the Season of Giving

“The bluntest pencil is better than the sharpest mind” (Unknown)

The Festive Season is traditionally a time for giving, and it seems a pity to have to mention the hard realities of the law right now. But, as a recent High Court dispute confirms, things can go horribly wrong if the people involved have different notions on whether what’s being given […]

2024-12-02T11:44:12+00:00December 2nd, 2024|Uncategorized|0 Comments

Market Update: The Good, Bad and Ugly of Trump’s Return

While initial enthusiasm surrounding Trump’s likely market-friendly economic policies drove the S&P 500 index above 6,000 points for the first time, investors are now carefully weighing the opportunities and risks ahead. South Africa’s JSE All Share Index fell behind, moving sideways during the month.

Treasury pick calms some market nerves

Markets generally welcomed Trump’s selection of hedge fund manager Scott Bessent as […]

2024-11-29T11:12:53+00:00November 29th, 2024|Uncategorized|0 Comments
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