How to Keep FOMO Out of Your Investment Strategy

“Focussing is about saying no.” (Steve Jobs)

What is the point of investing? 

In simple terms, there are only two reasons to invest:

  1. To save for a specific goal like sending a child to university or taking a holiday. These are finite targets with clear time frames.
  2. To achieve financial independence. This means building a pool of wealth that can generate a […]
2025-02-06T08:11:45+00:00February 6th, 2025|Uncategorized|0 Comments

Market Update: Trump 2.0 – A Bumpy Ride So Far

January has been a volatile month for global and SA equities. Stock markets experienced a “Trump bump” after his inauguration on January 20, driven by expectations of market-friendly policies. However, equities retreated to end the month with modest gains as investors weighed tariff uncertainties, shifting interest rate expectations, and growing concerns about the sustainability of the technology sector’s remarkable run.

So, […]

2025-01-30T07:56:16+00:00January 30th, 2025|Uncategorized|0 Comments

A Comprehensive Shield: Risk Cover is More Than Just Life Insurance

If your compassion does not include yourself, it is incomplete.” (Jack Kornfield)

There’s a common question financial advisers get asked when discussing life insurance: “Why should I give up some of my income when I am alive so that my family can be rich when I am dead?”

It’s more than just a provocative enquiry, though. It’s a useful way to start […]

2025-01-27T09:34:01+00:00January 27th, 2025|Uncategorized|0 Comments

3 Things You Have to Do to Position Your Business for Growth in 2025

There are no secrets to success. It is the result of preparation, hard work and learning from failure.” (Colin Powell, United States Secretary of State)

Of course you plan for your business to grow. But in an environment of constant change, it can be hard to know where to place your energy. These three focus areas will help you position your […]

2025-01-24T07:37:13+00:00January 24th, 2025|Uncategorized|0 Comments

Evolving Wealth Part 3: Gen X, Risk Averse but Quick to Adapt

“If you want something done right, do it yourself” – (Unofficial motto of Gen X)

Gen X is the somewhat enigmatic generation group wedged between Baby Boomers and Millennials. Born from 1965 – 1980, they’re currently between 45 and 60 years old.

What’s in a name?

The term ‘Generation X’ was first used in a book of the same name, published in 1965 […]

2025-01-23T09:27:54+00:00January 23rd, 2025|Uncategorized|0 Comments

Unlocking the Retirement Future: The Pros and Cons of Life Rights Properties

Risk comes from not knowing what you are doing.” (Warren Buffett)

Choosing a retirement property involves considering location, cost, amenities, and healthcare services. Often, retirees prefer not to deal with the hassle of property maintenance and opt to stay in a property maintained by someone else. This also provides a sense of community.

Life Rights properties can achieve these objectives – but […]

2025-01-22T06:18:34+00:00January 22nd, 2025|Uncategorized|0 Comments

Why Email is Destroying Your Business (And How to Stop it)

“There’s life and death in every email.” (Bill Gates)

Over the past 25 years, email has become synonymous with office life: a recent study found that the average worker sends between 9,000 and 15,000 emails a year. All of this is happening despite email being fundamentally flawed in multiple ways that choke businesses and, in some cases, even kill them off. […]

2025-01-16T07:23:41+00:00January 16th, 2025|Uncategorized|0 Comments

Market Update: Expect the Unexpected in 2025 – And Plan for it

2024’s rally sets a high bar to beat

The S&P 500 last year experienced its best two-year stretch since 1998, surging 23% in 2024 alone and breaking above 6,000 points. However, momentum slowed considerably in the final quarter as Trump’s election victory and a more hawkish interest rate outlook introduced new uncertainties to the world stage. SA’s stock market performance was […]

2025-01-06T12:57:48+00:00January 6th, 2025|Uncategorized|0 Comments

Can You Afford to Work Overseas? How Double Taxation Agreements Work

“The hardest thing in the world to understand is the income tax.” (Albert Einstein)

With an increasing amount of business being conducted online, it’s perfectly possible to live in one country and earn an income in another. If you are conducting services for global corporations and earning foreign income in another country, you could get caught up in a world of […]

2025-01-06T08:11:15+00:00January 6th, 2025|Uncategorized|0 Comments

Evolving Wealth Part 2: Millennials, a Fresh Take on Values, Habits, and Aspirations

Life is what happens to you while you’re busy making other plans” (John Lennon)

Millennials comprise 25 to 35% of SA’s population, representing various interests, backgrounds, and lifestyles. It’s also helpful to distinguish between older Millennials and younger ones. The older cohort grew up with PCs and video games, while the younger Millennials were raised on smartphones and apps.

Inside your Millennial […]

2024-12-11T11:19:21+00:00December 11th, 2024|Uncategorized|0 Comments
Go to Top