Why Email is Destroying Your Business (And How to Stop it)

“There’s life and death in every email.” (Bill Gates)

Over the past 25 years, email has become synonymous with office life: a recent study found that the average worker sends between 9,000 and 15,000 emails a year. All of this is happening despite email being fundamentally flawed in multiple ways that choke businesses and, in some cases, even kill them off. […]

2025-01-16T07:23:41+00:00January 16th, 2025|Uncategorized|0 Comments

Market Update: Expect the Unexpected in 2025 – And Plan for it

2024’s rally sets a high bar to beat

The S&P 500 last year experienced its best two-year stretch since 1998, surging 23% in 2024 alone and breaking above 6,000 points. However, momentum slowed considerably in the final quarter as Trump’s election victory and a more hawkish interest rate outlook introduced new uncertainties to the world stage. SA’s stock market performance was […]

2025-01-06T12:57:48+00:00January 6th, 2025|Uncategorized|0 Comments

Can You Afford to Work Overseas? How Double Taxation Agreements Work

“The hardest thing in the world to understand is the income tax.” (Albert Einstein)

With an increasing amount of business being conducted online, it’s perfectly possible to live in one country and earn an income in another. If you are conducting services for global corporations and earning foreign income in another country, you could get caught up in a world of […]

2025-01-06T08:11:15+00:00January 6th, 2025|Uncategorized|0 Comments

Evolving Wealth Part 2: Millennials, a Fresh Take on Values, Habits, and Aspirations

Life is what happens to you while you’re busy making other plans” (John Lennon)

Millennials comprise 25 to 35% of SA’s population, representing various interests, backgrounds, and lifestyles. It’s also helpful to distinguish between older Millennials and younger ones. The older cohort grew up with PCs and video games, while the younger Millennials were raised on smartphones and apps.

Inside your Millennial […]

2024-12-11T11:19:21+00:00December 11th, 2024|Uncategorized|0 Comments

When Investing, Focus on What You Can Control

“Some things are up to us and some things are not up to us.” (Epictetus)

Investing can often feel hard. The keys to success may seem daunting.

Is your fund manager making the right decisions? Is the market going up or down? Is the rand strong or weak? These things often play on our thoughts and cause us to worry about our […]

2024-12-06T10:36:30+00:00December 6th, 2024|Uncategorized|0 Comments

Burgernomics: Decoding Currency Values with the Big Mac Index

“The secret of Big Macs is that they’re not very good, but every one is not very good in exactly the same way.” (Joel Spolsky)

The concept is straightforward: in theory, the same things should cost the same globally. The Big Mac is a great product to compare because it’s sold in over 100 countries and is nearly identical worldwide. When […]

2024-12-04T08:01:54+00:00December 4th, 2024|Uncategorized|0 Comments

Gift or Loan? A Cautionary Tale for the Season of Giving

“The bluntest pencil is better than the sharpest mind” (Unknown)

The Festive Season is traditionally a time for giving, and it seems a pity to have to mention the hard realities of the law right now. But, as a recent High Court dispute confirms, things can go horribly wrong if the people involved have different notions on whether what’s being given […]

2024-12-02T11:44:12+00:00December 2nd, 2024|Uncategorized|0 Comments

Market Update: The Good, Bad and Ugly of Trump’s Return

While initial enthusiasm surrounding Trump’s likely market-friendly economic policies drove the S&P 500 index above 6,000 points for the first time, investors are now carefully weighing the opportunities and risks ahead. South Africa’s JSE All Share Index fell behind, moving sideways during the month.

Treasury pick calms some market nerves

Markets generally welcomed Trump’s selection of hedge fund manager Scott Bessent as […]

2024-11-29T11:12:53+00:00November 29th, 2024|Uncategorized|0 Comments

Employers: It’s the end of November Again. Must You Pay 13th Cheques?

“The best investment you will ever make are your employees” (Peter Drucker)

As the end of the year approaches, many employees are eagerly awaiting their 13th cheque or year-end bonus. However, not every employer is in a position to pay bonuses, and this can lead to disappointment, disputes, or even legal action if expectations aren’t managed properly.

Read on to find out […]

2024-11-21T07:42:50+00:00November 21st, 2024|Uncategorized|0 Comments

This Wedding Season: What’s in a Surname?

That which we call a rose, by any other name would smell as sweet.” (Shakespeare, in Romeo and Juliet)

Your wedding to-do list will be a long one, and getting all the “boring legal bits” in order before you marry may not seem like a huge priority. But it is. Choices you make now will affect both of you (and your […]

2024-11-15T10:09:13+00:00November 15th, 2024|Uncategorized|0 Comments
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