Scam Alert: If it Seems too Good to be True, it Probably is

“Our ability to manufacture fraud now exceeds our ability to detect it.” (Al Pacino)

If you’re anything like us, the chances are you’ve recently heard about someone in your circle who’s fallen prey to an internet scam. Enticed by glossy marketing, unbelievable returns, and what seemed to be valid endorsements, they invested their life savings – only to discover too late […]

2025-06-26T06:50:23+00:00June 26th, 2025|Uncategorized|0 Comments

What is a Power of Attorney and is it Forever?

“The number of cases of dementia is estimated to almost triple by 2050.” (World Health Organisation)

Although the actual prevalence per capita of dementia is reportedly on the decline, aging populations ensure that it is becoming more and more of a problem in society – for older people, their families and caregivers.

If you or someone close to you (normally an aging […]

2025-06-06T09:57:45+00:00June 6th, 2025|Uncategorized|0 Comments

Market Update: Amid Trump Turmoil, Diversification is the New Safe Haven

“The only certainty is that nothing is certain.” (Pliny the Elder)

For decades, US Treasuries (government bonds) and the US dollar have been the world’s primary safe-haven assets. Investors have been able to rely on them to hold their value due to America’s status as the world’s leading democracy, with deep, liquid markets and a steady, predictable economy.

However, this foundation is […]

2025-06-05T06:00:35+00:00June 5th, 2025|Uncategorized|0 Comments

The US and You: Why What Happens in America Impacts Your Portfolio

“The markets are like weather; you may not like it, but you have to bear it.” (Rakesh Jhunjhunwala)

South African investors don’t need to follow every twist in American politics or economics, but you can’t ignore them either. The world’s biggest economy casts a long shadow, and what happens in the US can ripple across global markets, including our own.

Let’s take […]

2025-06-02T05:09:53+00:00June 2nd, 2025|Uncategorized|0 Comments

How Fit Are You Financially?

“He who has health has hope; and he who has hope, has everything.” (Thomas Carlyle)

Doing a financial health check can sound like a daunting idea. But it needn’t be.

Just checking a few simple things can give you a good idea of whether you’re financially healthy and on the right track. Here are four markers that you should look at annually […]

2025-05-06T07:07:59+00:00May 6th, 2025|Uncategorized|0 Comments

What Dr. Seuss Can Teach Us About Financial Market Volatility – The Capricious Market Cat

Tall and bright in the world of dollars and charts, a creature named Volatility dances with might. It leaps and bounds with a mischievous grin—a capricious cat in the market. From lofty peaks to valleys so low, it keeps investors guessing where prices will go. Some traders grin as markets run strong, while others frown, unsure what’s right or wrong. […]

2025-05-03T12:12:21+00:00May 3rd, 2025|Uncategorized|0 Comments

Market Update: Trump’s “Threaten-Retreat-Threaten-Retreat” Rollercoaster Rattles Investors

April was characterised by intense market upheaval as President Trump set what UBS economist Paul Donovan describes as an erratic “threaten-retreat-threaten-retreat” cycle in motion. Trump’s reversal of previous extreme policy decisions highlighted that economic realities are beginning to constrain the administration’s actions.

Now you see it, now you don’t tariff turmoil

On April 2, “Liberation Day” as he calls it, Trump announced […]

2025-04-29T06:19:59+00:00April 29th, 2025|Uncategorized|0 Comments

Market Update: Tariffs, Tariffs, More Darn Tariffs

Since returning to office in January 2025, President Donald Trump has implemented a sweeping series of tariff measures – the latest of which is a 25% tariff on all car imports to the US. These decisions have sent shockwaves throughout the global economy and created significant market uncertainty.

At the latest SA Reserve Bank meeting, Governor Lesetja Kganyago summarised the […]

2025-04-02T12:03:20+00:00April 2nd, 2025|Uncategorized|0 Comments

Could You Be Over-Insured?

Too much of a good thing can be bad. After all, you can drown even in clear, clean, pure water.” (J. Grant Howard)

While long-term insurance is important in any financial plan, you may unknowingly be paying for more cover than you need. This is particularly possible if you have more than one policy in place.

This most commonly happens either when […]

2025-04-02T11:59:29+00:00April 2nd, 2025|Uncategorized|0 Comments

Managing the Psychology of Uncertainty in Investing

The beauty of debit orders is that they make investing a habit, not an afterthought.” (Warren Buffett)

We’re all human, which often means being emotional and not consistently disciplined. Debit orders remove the emotion from investing and encourage responsible behaviour. With debit orders in place, you don’t have to choose between contributing towards your retirement or upgrading your Apple Watch to […]

2025-04-02T08:51:06+00:00April 2nd, 2025|Uncategorized|0 Comments
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