Up to a quarter of all middle-class South Africans are reported to “moonlight”, that is to run a part-time side hustle or side business in addition to their full-time jobs. Some, it seems, go one step further and manage to hold down two full-time jobs simultaneously. No doubt the pandemic-accelerated […]
“The way to get started is to quit talking and begin doing.” (Walt Disney)
Whether starting a business is your New Year’s resolution or something you have been waiting to do for years, if you are thinking of launching it in January 2024, then you have already made a wise decision. January is a popular month to officially launch new businesses, […]
“SARS is willing and ready to assist taxpayers who want to be compliant. Where taxpayers willfully and intentionally ignore their legal obligations, SARS will act sternly.” (SARS Commissioner Edward Kieswetter)
Businesses are often required to share their tax compliance status, for example for a tender application, bidding process or prequalification as a supplier; to confirm that their tax affairs are in order […]
“Inflation is bringing us true democracy. For the first time in history, luxuries and necessities are selling at the same price.” (Robert Orben, comedian and writer)
Interest rates and inflation are a nasty partnership that can, if managed badly, derail any small to medium enterprise. Their effects are felt in every area of the business and if they are not addressed […]
“We are living in a material world, and I am a material girl.” (Madonna)
Why not take this festive season as an opportunity to begin a tradition of truly meaningful gifting in your family? In today’s world, more and more people are realising that things bring only fleeting joy – it’s experiences that really matter. And the evidence isn’t merely anecdotal: […]
New beginnings
After working for forty years, the time has come to make really important decisions about how you’ll manage your retirement funds to ensure that your golden years are all you’d hoped for.
When you retire, you must transfer two-thirds of your retirement funds to a Life Annuity or Living Annuity. Your retirement funds could include Pension or Provident Funds, Preservation […]
“Both optimists and pessimists contribute to society. The optimist invents the aeroplane, the pessimist the parachute.” (George Bernard Shaw)
Cast your mind back to the middle of March 2020, when fears around Covid-19 sent the JSE into a spiral. The All Share Index dropped more than 25% in just a few days.
Pessimism about how the hard lockdowns would impact the economy […]
“The greatness of a nation and its moral progress can be judged by the way its animals are treated.” (Mahatma Gandhi)
For many of us our pets are a central part of our lives, our much loved “fur babies”, our companions, exercise partners, and even therapists through the hard times.
But what will happen to them after we die? Or if we […]
November was a bumper month for financial markets as equity market increases gained momentum into month end, resulting in the most significant stock market gains in over a year. Added to that, US government bonds – a temperature gauge for what investors expect from central banks – gained ground on more optimistic interest rate expectations.
Stock markets in the US, Japan, […]
Media reports of the recent Constitutional Court decision holding a section of the Divorce Act unconstitutional and giving Parliament 24 months to remedy that haven’t always been clear about who needs to be aware of this, and who doesn’t.
Firstly, understand the three “marital regimes” available to you
Legally, marriage amounts to a binding contract, and you have the right to choose […]
